We understand that technical knowledge is not enough to face the numerous challenges of our clients, which range, in one hand, from intense price competition, volatile financial markets, hidden catastrophic exposures and on the other hand, profitability needs, generation of new revenues and a sustainable growth.
Gains for clients
Our actuarial team is integrated with our business development team and financial advisors, together they are ready to add value to clients and drive more appropriate business and risk transfer decisions.
Our actuarial team evolved to a comprehensive vision of the business. We are able to quantify the economic costs and benefits of any risk transfer solution considered by our clients, covering all lines of business, including non-traditional reinsurance mechanisms and capital market transactions.
We assess each client's situation and provide tailored risk transfer solutions that efficiently manage capital and optimize balance sheet strength:
- Cost efficient quota share reinsurance to facilitate statutory capital goals
- Catastrophe reinsurance structures that offer cost efficient protection
- Stop loss structures that provide significant capital benefit by reducing volatility
- Loss portfolio transfer to manage adverse development on carried reserves to provide capital relief
- Improved capital position through reinsurance at an attractive cost
- Guaranteed investment yield
- Reduced volatility of earnings and losses
Our team also carries out numerous custom client interaction each year outside of risk transfer solution.
The team´s expertise include:
- Product development and management
- New business analysis
- Capacity to assume risk & risk-return trade offs
- Actuarial report for financial statements
- Actuarial certifications
- Portfolio modeling
- Product pricing, rating & technical notes
- Rate monitoring and underwriting support
- Reserve calculations and modeling
- Advice on IBNR reserve estimations
- Design of underwriting area and underwriting processes
- Advising on the actuarial function under Solvency II environments – Risk Based Capital
- Valuations and Due Diligence